1. Acceptance

By accessing or using ABH Data, you agree to be bound by these Terms of Service.

2. Services

ABH Data provides virtual top-up (VTU) services for airtime, data, cable TV subscriptions, and bill payments. Service availability may vary by network and region.

3. Account Responsibility

You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account.

4. Payments

Payments are processed through secure third-party gateways. ABH Data is not responsible for issues arising from payment providers, but we will assist in resolving disputes where possible.

5. Refunds

Refunds are provided at our discretion. If you do not receive a service after payment, contact support within 24 hours and we will investigate promptly.

6. Changes

We may update these terms at any time. Continued use of the service after changes indicates acceptance.